About
VNPAY-QR is the QR payment network of Vietnam Payment Solutions JSC (VNPAY), a Hanoi fintech founded in March 2007. Merchants display a VNPAY-QR code in store or on an online invoice, and shoppers scan it with the QR Pay function in their own bank's mobile banking app, such as Vietcombank, BIDV or VietinBank, paying straight from their bank account. The same checkout gateway also accepts domestic ATM cards and international cards. Because the code is read by bank apps rather than one wallet, it works across banks. VNPAY cites 40+ partner banks, 600,000+ acceptance points and 50+ million service users (2026).
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