About
eKash is Rwanda's National Digital Payment System, an instant payment rail run by RSwitch, the national switch, under the National Bank of Rwanda. It first launched in 2022 and was relaunched on Mojaloop open-source software in February 2025. Customers use it through their existing bank app, USSD menu or mobile money wallet, with no separate app, to send money instantly between banks, MTN MoMo, Airtel Money, microfinance institutions and SACCOs. Fees are capped at RWF 20, with transfers of up to RWF 10 million. Since 14 July 2026 a central bank directive has required all bank and e-money transfers to run through eKash.
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