About
KWiK is Angola's national instant payment system, launched by the Banco Nacional de Angola in October 2023 and run by EMIS (Empresa Interbancária de Serviços), the country's interbank services company. It has no app of its own: users reach it inside the apps of banks and payment institutions, including non-bank mobile wallets, and send money instantly by phone number, email address, nickname or IBAN. Over 20 banks and payment providers had joined by 2026, and the system is meant for people outside the banking system as well as account holders. It processed 8.7 million operations worth 557 billion kwanzas in the first half of 2026, with the value up 62% on a year earlier.
Official site →Countries
