About
Mobile Money Interoperability (MMI) is Ghana's national link between mobile money networks, run by Ghana Interbank Payment and Settlement Systems (GhIPSS), a wholly owned subsidiary of the Bank of Ghana. Launched in May 2018, it lets a customer send money from one provider's wallet directly to a wallet on another network, to a bank account or to an e-zwich card, instead of the earlier code-based cash-outs at agents or ATMs. Transfers pass through the GhIPSS switch, which was connected to its GhIPSS Instant Pay (GIP) bank rail in August 2018. Interoperable transactions rose from 90,000 to 800,000 within four months of launch.
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