About
PagoEfectivo is a Peruvian cash and bank-transfer checkout method, founded in 2009 and owned by Paysafe since 2021. At checkout the buyer receives a CIP payment code. They pay it in cash at agents such as Kasnet, Tambo and Western Union, at BCP, BBVA, Interbank and Scotiabank branches, or through the bill-payment menu of Yape, Plin and bank apps. The merchant is notified by webhook once the CIP is paid, and unpaid codes expire. As of 2026 PagoEfectivo cites more than 100,000 payment points across Latin America, and in April 2025 Paysafe added a PagoEfectivo wallet for one-tap CIP payment.
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