About
Moniepoint is a Nigerian payments and banking group whose customer accounts are held at Moniepoint Microfinance Bank, licensed by the Central Bank of Nigeria in February 2022, with deposits insured by the NDIC. It grew out of business banking and POS terminals for merchants and agents, and added personal accounts and cards in August 2023; customers pay by Moniepoint card, by bank transfer to their account number and at Moniepoint POS terminals. Company figures reported by TechCabal in January 2026 show more than 14 billion transactions worth over ₦412 trillion in 2025, with over 6 million active businesses and 16 million banked customers.
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