About
Kuda is a Nigerian app-based bank run by Kuda Microfinance Bank Limited, which holds a Central Bank of Nigeria national microfinance bank licence, upgraded from a unit licence as reported in January 2026; deposits are insured by the NDIC. Customers open an account in the app and pay with physical or virtual debit cards, transfers to any Nigerian bank (25 free each month) and in-app bill payments for airtime and electricity. Kuda says it has over 8 million customers (2026), and it processed more than 300 million transactions worth ₦14.3 trillion in Q1 2025.
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