About
MODO is Argentina's shared bank wallet, built by Play Digital S.A., a company formed in 2020 by banks including Santander, Galicia, BBVA and Macro, and now offered through more than 30 public, private and cooperative banks. It sits inside each member bank's own app, so users pay with their existing debit, credit or prepaid cards or peso and dollar bank accounts rather than a stored balance. Payments are made by scanning any interoperable QR code, by NFC tap, or by transfer without a CBU or alias, and dollar accounts can pay Pix in Brazil. In May 2026 MODO cited more than 7.5 million monthly active users and over 1 million merchants.
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