About
Katapult is a US lease-to-own option for shoppers with little or poor credit, offered at partner retailers' checkouts and through its own KPay payment option. Leases are renewable for up to 12 to 18 months: the first payment is due at checkout and later ones are charged to a card, with no interest and no late fees. Shoppers can own the item by paying the cash price plus three months of lease payments, buy it out early, or return it. It is not available in Minnesota, New Jersey, Wisconsin or Wyoming. Katapult reported $278.5 million of gross originations in 2025, and in August 2026 it completed a combination with Aaron's and CCFI.
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