About
iDEAL is the Netherlands' standard online bank payment, in use since 2005 and owned since October 2023 by the European Payments Initiative (EPI), which bought Currence iDEAL B.V. At checkout the shopper picks iDEAL, is passed to their own bank's app or online banking, or scans an iDEAL QR code, and approves an instant transfer from their account; no separate sign-up is needed. As of 2026 it handles more than 1.5 billion payments a year, about 70% of Dutch e-commerce transactions. Since January 2026 it is co-branded 'iDEAL | Wero' and is being migrated onto EPI's Wero, into which it is set to merge fully by the end of 2027.
Phasing into Wero on a published timetable: rebrands to "iDEAL | Wero" from Q1 2026, technical migration runs through 2026, and EPI decommissions iDEAL on 31 DECEMBER 2027. Still carries ~72% of Dutch e-commerce today, so it is live - not dormant - until then.
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