Wero starts replacing iDEAL for Dutch online payments, with 11 banks and migration due by end-2027

The European Payments Initiative began rolling out Wero for online commercial payments in the Netherlands on 26 October 2026. Payment service providers can now switch Dutch merchants over gradually, starting the move away from iDEAL, the bank-based checkout method most Dutch shoppers use online. EPI says the first merchants are already processing Wero transactions, and it chose to launch before the peak shopping season. Eleven Dutch banks take part: ABN AMRO, ASN Bank, bunq, BUUT, Finom, ING, Knab, Nationale-Nederlanden, Rabobank, Triodos Bank and Van Lanschot Kempen. Each merchant moves on its own timetable and that of its PSP, and EPI aims to complete the iDEAL migration by the end of 2027. Consumers do not need to sign up for anything; they keep paying through their own bank, and banks will tell customers about the change through their usual channels. More features follow later. Subscriptions and pay-on-delivery are planned for the second quarter of 2027. Workshops on purchase protection with merchants, consumer groups and banks run in the fourth quarter of 2026, an announcement is expected in the first quarter of 2027, and protection is due to be built into Wero for Dutch shoppers in January 2028. Under EPI's July plan, Wero scheme pricing stays broadly in line with today's iDEAL | Wero level until the end of 2028. The Netherlands is the largest test yet for Wero's push into e-commerce, after retail launches in Germany and a gradual rollout in France and Belgium. For merchants selling to Dutch shoppers, it means a change to their most important local payment method over the next 14 months, including new recurring and delivery options that iDEAL never offered, and a buyer-protection layer that could change how disputes on account-to-account payments are handled.