About
Cashalo is a Philippine app-based credit platform run by Paloo Financing, Inc., a financing company registered with the SEC (Certificate of Authority No. 1162), and owned by US fintech Tilt (formerly Empower Finance) since 2024. Its PayLater line gives approved users a small credit limit of up to PHP 2,000, spent through voucher codes in the in-app e-store or by scanning a QR code at partner merchants online and offline. The monthly bill carries 0% interest if paid by the due date; Cashalo also offers cash loans. It reported 8 million customers and almost 5 million loans granted as of June 2025.
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