About
Zapper is a South African QR payment network founded in 2013 and operated by Wonderwill Ltd. Each transaction gets its own dynamic QR code, which the customer scans either in the Zapper app or in a partner app such as those of Absa, Capitec, FNB, Nedbank, TymeBank, VodaPay and MTN MoMo, paying with card details that are encrypted and stored on the phone rather than in the cloud. Merchants can also use Zapper for e-commerce and tap-on-phone acceptance, and can attach loyalty and voucher programmes. Zapper cited over 15 million users in January 2025.
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