About
Toss Pay is the checkout wallet inside Toss, the South Korean finance super-app of Viva Republica Inc., which launched Toss as a money-transfer app in 2015. A shopper links almost any Korean bank account or a locally issued card once, then approves each payment in the Toss app, by web login or by scanning a QR code, so it can debit a bank balance directly rather than only a card. Viva Republica also runs Toss Payments, a gateway that lets Korean merchants accept digital payments, created by acquiring LG U+'s payment-gateway business around 2020. Toss had over 24 million monthly active users as of December 2024, per Reuters.
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