About
PocketMoni is the mobile-money service of eTranzact International PLC, a Nigerian payments company, and was among the first Mobile Money Operators licensed by the Central Bank of Nigeria. Customers hold a wallet in the PocketMoni smartphone app and use it to send money instantly to other PocketMoni users or any Nigerian bank account, buy airtime and pay utility bills. Unlike app-only wallets, it is built around a physical agent network through which customers deposit and withdraw cash; withdrawals also work at banks and ATMs. As of 2026 eTranzact lists 6,796 agents and more than ₦40 billion in processed transactions.
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