PayShap
Revised 2026-09-14 · 2 sources
A2A / bank transfer / RTPonlineAfrica
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About
PayShap is South Africa's new real-time interbank payment system launched in 2023 by BankservAfrica, enabling instant low-value payments between bank accounts using a ShapID (phone number or national ID). It is positioned as South Africa's equivalent of UK Faster Payments or India's UPI, with growing merchant adoption as an alternative to card and EFT.
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