About
PayPak is Pakistan's domestic payment scheme, operated by 1LINK, which describes itself as the country's first licensed payment system operator, and launched under the State Bank of Pakistan's aegis so that card payments could be routed entirely inside Pakistan. PayPak cards work at Pakistani ATMs, POS terminals and e-commerce checkouts, with contact and contactless chip versions. Mono-badged cards are domestic only, while co-badged cards carry UnionPay or JCB branding for use abroad. As of 2026, PayPak reports 16.8 million cards in force, issued by 36 banks, with 7 e-commerce acquirers.
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