About
NayaPay is a Pakistani e-money account run by NayaPay (Private) Limited, which in September 2021 received the State Bank of Pakistan's commercial approval to operate as the country's first Electronic Money Institution. The account is opened in the app with only a CNIC, and the balance is spent with a Visa virtual or physical debit card online and in shops, by transfers to any bank account or wallet in Pakistan, and at Raast merchants. As of 2026 NayaPay lists more than 1,100 billers and five free ATM withdrawals a month at partner banks, and its users can pay at Alipay+ merchants in more than 50 countries.
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