About
Multicaixa Express (MCX Express) is Angola's interbank payments app, run by EMIS – Empresa Interbancária de Serviços, which manages the national Multicaixa network, and it holds no balance of its own. Users link one or more Multicaixa bank cards to their phone number at a Multicaixa ATM, then choose which card each payment comes from. It supports phone-number transfers, bill and top-up payments and merchant QR codes scanned in the app, while online shoppers enter their phone number at checkout and approve the charge in the app. Launched officially in April 2019, it had 2.7 million users as of February 2026, up from 1.8 million a year earlier.
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