About
MPay is a proximity-payment feature inside the app of OJSC MBANK, a Kyrgyz bank licensed by the National Bank of the Kyrgyz Republic (licence No. 014). It was presented on 18 December 2025 and uses Bluetooth rather than NFC. The customer holds the phone near an MBANK MKassa terminal and confirms the payment on screen, and the terminal payment works even without an internet connection. The same button finds other MBANK users nearby for instant, fee-free transfers, with no phone number or account details needed. It works on both iOS and Android, extending MBANK's own MKassa acquiring network to tap-style payments.
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