About
Moamalat Financial Services is the state-owned company that runs Libya's National Switch and its NUMO card-acceptance network of point-of-sale terminals. Its consumer app, NUMO Pay, released in 2023, stores a user's Libyan bank cards on the phone and pays at merchants that have NUMO terminals or the NUMO Business app, with balance checks and the option to switch individual cards off. Instead of holding a separate balance, it spends from the bank cards the user already has. In November 2024 the private Tadawul network, with more than 14,000 POS terminals, was linked to Moamalat's switch so cards from either side work on both.
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