About
LinkAja is an Indonesian e-money wallet issued by PT Fintek Karya Nusantara (Finarya), which is licensed and supervised by Bank Indonesia. It was created in 2019 as a joint platform of state-owned enterprises: Telkomsel's T-Cash was transferred to Finarya and rebranded LinkAja, with state banks BRI, Mandiri, BNI and BTN and oil company Pertamina also taking stakes, and Grab led a roughly $100 million investment in 2020. Users pay from a stored balance by scanning QRIS codes, and LinkAja reported about 40% growth in QRIS users during 2025. It had passed 58 million registered users by November 2020.
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