About
Idram is an e-money wallet run by Idram LLC, which the Central Bank of Armenia authorised to issue electronic money in March 2012. Users hold a balance in the wallet and pay by scanning QR codes or tapping NFC in shops, pay utility, phone and tax bills, and send commission-free transfers to other Idram users. Since 2019 it has run a joint Idram&IDBank platform with sister company IDBank, which adds cards, accounts and loans; both have sat under the ID Group holding since 2023. Banks.am reported more than 500,000 active users on the joint platform in 2023.
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