About
FPX (Financial Process Exchange) is Malaysia's online bank-payment scheme, operated by Payments Network Malaysia Sdn Bhd (PayNet), the national network jointly owned by Bank Negara Malaysia and the financial industry since the 2017 MyClear-MEPS merger. At checkout the shopper picks FPX and their bank, signs in to that bank's internet banking, and pays from a current, savings or credit card account; the funds move directly to the merchant's account. Single payments run from RM1 to RM30,000 depending on the bank's limit, and most banks support it 24/7. As of 2026 PayNet lists 22 participating banks, from Maybank and CIMB to HSBC and UOB.
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