About
ELQR is Kyrgyzstan's national-standard QR payment code, a single QR code that any participating bank or wallet app can scan, so a payer is not tied to the merchant's own bank or wallet. The payer opens their banking or wallet app, chooses ELQR, scans the code and confirms the payment. It is run by the Interbank Processing Center (IPC), which also operates the Elcard national payment system and holds National Bank licences. As of 2026 IPC lists 21 banks, 14 payment organisations and 34 mobile apps in the network, including Kazakhstan's Kaspi.kz. Akchabar reported in March 2026 that total ELQR turnover had passed 1 trillion som.
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