About
CredPal is a Nigerian buy-now-pay-later and consumer-credit app whose financial services are provided by Dawakin Kudu Microfinance Bank Ltd, licensed and regulated by the Central Bank of Nigeria. Approved users get a spending limit in the app and can split purchases at partner merchants into four interest-free payments or pay in 30 days, with options to extend repayment. On-time repayments build a credit history and earn cashback, early-payment discounts and merchant deals. CredPal's website cited more than 350,000 users as of 2026.
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