About
BLIK is Poland's bank-app payment system, run by Polski Standard Płatności, a company founded by six Polish banks, with Mastercard a shareholder since 2020. The user generates a six-digit code, valid for two minutes, in their bank's mobile app, enters it at an online checkout, POS terminal or ATM, and confirms the payment in the app; money comes straight from the bank account. The same apps also offer contactless payments and P2P transfers to a phone number. Launched in 2015, BLIK handled 2.9 billion transactions worth PLN 441.5 billion in 2025 and had 20.7 million active accounts. Since 2024 it also works for online payments in Slovakia via Tatra banka.
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