SINPE Móvil

Revised 2026-09-14 · 2 sources

A2A / bank transfer / RTPonlineNorth America
Customers
4,600,000
Currencies

About

SINPE Móvil is an instant payment system launched in 2015 by the Central Bank of Costa Rica (BCCR). It allows users to send and receive money instantly using only a mobile phone number as the alias, with transfers settling in real time between any of the participating banks. By mid-2024 it had 3 million users and 4 million accounts; by early 2025, active users exceeded 3.5 million conducting 15 million transactions per month. The system grew 27% in 2024 and has driven a dramatic reduction in cash and ATM usage.

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Countries

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Supporting banks

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