About
MIA Plăți Instant is Moldova's national instant payment system, developed by the National Bank of Moldova and offered through local payment service providers' mobile and internet banking apps. Individuals send lei using only the recipient's phone number, and transfers settle in seconds, 24/7; personal transfers up to MDL 10,000 a month are free, with a maximum fee of MDL 5 per transfer above that. Shops accept it by showing a QR code that customers scan in their banking app. It launched for individuals on 12 March 2024. As of September 2026 it had over 1 million users and 12,000 connected merchants.
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