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e& money, formerly mHawala, is the mobile money service of e& Afghanistan, the operator branded Etisalat Afghanistan until June 2026. It is issued by Etisalat Paisa Electronic Money Institution, a wholly owned subsidiary registered with Da Afghanistan Bank, the central bank. Customers hold an e-money wallet on their mobile line and move cash in and out through agents. They use it to send money, pay Breshna electricity bills, buy airtime, receive salaries and pay merchants by QR scan. The service launched commercially as mHawala on 31 December 2011.
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