About
HesabPay is an Afghan mobile wallet run by HesabPay, Inc., founded in Kabul in 2016 by Sanzar Kakar and licensed by Da Afghanistan Bank. Users hold digital afghanis in a custodial wallet tied to their phone number and pay by scanning merchant QR codes, sending money, topping up airtime or paying utility bills, through the iOS and Android apps, the web, or USSD (*580#) on basic phones, with cash in and out through agents. What sets it apart is its humanitarian use: by 2022, over a dozen aid organisations had used it to pay recipients directly into their wallets.
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