About
FriMi is a branchless digital bank run by Nations Trust Bank PLC of Sri Lanka, which built it as an in-house project in 2016 and made it fully operational in 2017. Customers open an interest-bearing savings account entirely in the app, then pay by scanning LANKAQR codes at merchants, sending money to a mobile number, or using a physical or virtual Mastercard debit card. Accounts are funded by bank transfer, salary credit or cash at Nations Trust Bank deposit machines. Unlike a stored-value wallet, FriMi holds a real bank account, adding bill payments, savings pots and budgeting tools.
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