About
BCEL OnePay is the QR payment function inside BCEL One, the mobile banking app of Banque Pour Le Commerce Extérieur Lao Public (BCEL), Laos's state-controlled bank, 70% owned by the Ministry of Finance. The customer scans a merchant's OnePay QR code in the app, enters the amount in kip, reviews the details and confirms. BCEL's website states that OnePay is accepted at more than 20,000 stores in Laos (as of 2026). BCEL is also the Lao-side settlement bank for the Thailand-Lao cross-border QR link, launched in April 2024 with the Lao National Payment Network (LAPNet) as system operator.
Official site →Countries
