About
ArCa is Armenia's national card payment system, run by Armenian Card CJSC, which the Central Bank of Armenia and Armenian commercial banks founded in March 2000. It is both a domestic card brand issued by local banks and the shared processing centre that switches ArCa, Visa, Mastercard, American Express, Diners Club and JCB card transactions for Armenian banks, ATMs and merchants. For online payments it provides a 3-D Secure e-commerce gateway, plus SMS and USSD services for cardholders. As of March 2018, Central Bank of Armenia data showed 566,768 ArCa-branded cards in use out of 1.71 million payment cards in Armenia.
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