Turkmenistani Manat

Halkbank is the leading state bank in Turkmenistan's e-commerce system, with 571 online merchant points as of 2026. State bank mobile apps (Internet-bank and Mobile-bank) provide basic digital banking services including transfers and bill payments for connected customers.

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

Turkmenistan's national domestic payment system, supporting bank card transactions and mobile app payments for domestic consumers. Milli Hasab underpins local digital transactions in a market where international alternatives are largely inaccessible.

Rysgal Bank is the second-largest participant in Turkmenistan's e-commerce system with 248 merchant connection points. It provides banking services including mobile and internet banking to retail customers.

Aggregate of remaining banks in Turkmenistan, collectively ~100.0% of domestic banking assets.