Serbian Dinar

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

Serbia's national card payment system, operated under the auspices of the National Bank of Serbia. Domestic card for Serbia-based transactions. Lower merchant fees than international schemes, used at domestic POS and some e-commerce platforms.

Bank-issued mobile payment apps enabling NFC and QR code payments are growing rapidly at 11.98% CAGR, driven by the instant payment rail. Leading Serbian banks (Banca Intesa, Raiffeisen, UniCredit) offer integrated mobile payment solutions.

National Bank of Serbia's instant payment system enabling QR-code payments online, at POS and for bills via bank apps. Operator: National Bank of Serbia (NBS). Est. users: National scheme; widely adopted via bank apps (2024).

Croatia's leading multi-currency mobile wallet expanding across the Balkans, offering online payments and a prepaid Mastercard. Operator: Aircash d.o.o.. Est. users: 1M+ users (2024).

Banca Intesa Srbija is Serbia's largest bank, a subsidiary of Intesa Sanpaolo, offering retail, SME, and corporate banking.

UniCredit Bank Srbija is the Serbian subsidiary of UniCredit Group, providing retail and corporate banking.

OTP banka Srbija is the Serbian arm of OTP Bank, formed from the acquisition of Société Générale Serbia.

Raiffeisen banka is one of Serbia's leading banks, part of RBI, offering retail, SME, and corporate banking.

Aggregate of all remaining banks in Serbia, collectively ~58.6% of domestic banking assets.