Swiss Franc

PostFinance is Switzerland's postal bank with near-universal account penetration. The PostFinance Card (debit) and PostFinance e-Finance (online banking) are used for both in-store and online payments. PostFinance's local card scheme accounts for a significant portion of the 16% local card scheme share in Switzerland.

Visa is the world's largest card network, enabling credit, debit and prepaid card payments online, in-store and at ATMs across virtually every market. In the listed countries Visa is a core internationally accepted scheme alongside local methods.

Mastercard is a leading global card network supporting credit, debit and prepaid card payments online, in-store and at ATMs worldwide. In the listed countries it is a core internationally accepted scheme.

Paysafecard is a prepaid voucher payment method allowing consumers to pay online without a bank account or card. Vouchers are purchased at retail points of sale and redeemed with a 16-digit PIN at checkout. Switzerland is a supported Paysafecard consumer country and usage is concentrated in gaming, digital goods, and entertainment sectors.

TWINT is Switzerland's nationally adopted mobile payment app, jointly owned by Swiss banks and PostFinance. It processes 773 million transactions per year and is accepted by approximately 84% of Swiss online stores — making it the second-most integrated payment method after credit cards. TWINT enables QR code, in-app, and online checkout payments linked directly to a bank account or prepaid balance. It dominates mobile payments with a 64% share of mobile transaction volume in Switzerland.

German bank-redirect "Sofortüberweisung" method, now part of Klarna, letting shoppers pay by instant bank transfer. Operator: Klarna Bank AB (Sofort GmbH). Est. users: Tens of millions of users in DACH region (est.).

UBS Group is Switzerland's largest bank and one of the world's premier wealth managers. Following its acquisition of Credit Suisse in 2023, UBS now manages over $5 trillion in invested assets globally.

Raiffeisen Switzerland is the country's second-largest retail bank and the third-largest bank overall, comprising 220 cooperative member banks with over 850 branches across Switzerland.

Zürcher Kantonalbank (ZKB) is the largest cantonal bank in Switzerland, state-guaranteed by the Canton of Zurich. It offers universal banking with a focus on retail, SME, and investment banking.

Julius Baer is one of Switzerland's leading pure private banking and wealth management groups, managing assets for high-net-worth individuals globally.

PostFinance is the financial services arm of Swiss Post, offering retail banking including payments, savings, and investments to over 2.5 million Swiss customers.

Pictet is a Swiss independent private bank founded in Geneva, operating as a partnership. It specialises in wealth and asset management with a global presence.

Lombard Odier is a Swiss private bank and asset manager founded in Geneva in 1796, one of the oldest private banking partnerships in the world.

LGT is a private banking and asset management group owned by the Princely House of Liechtenstein, managing assets for ultra-high-net-worth individuals globally.

Basler Kantonalbank is the cantonal bank of Basel-Stadt, offering universal banking services to private, SME, and corporate customers in the Basel region.

Aggregate of all remaining banks in Switzerland not individually listed, collectively ~21.9% of domestic banking assets.

Aggregate of all remaining banks in Liechtenstein, collectively ~60.0% of domestic banking assets.